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About forumadmin
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Recent Entries

The Limitation Act 1980 and Statute Barred Debt

by forumadmin on 29-03-2015 at 11:03 PM
Quote Originally Posted by CCA Researcher View Post
Limitation periods are laid down in the Limitation Act 1980. The expiry of a limitation period provides a defendant with a complete defence to a claim. The primary purpose of the limitation period is to protect the defendant from having to face a claim which he never expected having to deal with. Furthermore, if a claim if brought long after the events in question, it's very likely that some evidence may have been lost and memories of any witnesses will have faded. Once the limitation period has

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Categories
Consumer credit

APR how it works

by forumadmin on 29-03-2015 at 11:01 PM
Quote Originally Posted by Max View Post
APR(Annual percentage ration),TCC (Total charge for credit)and TAP (Total amount payable)

Fees Charges interest and APR.

First a look at basic simple interest

Interest
Basic or flat rate annual interest is calculated using three basic values
1) Total Credit (the amount you borrow)
2) Interest
3) Repayment period
The sum of the first two is the Total Amount Payable (TAP)
So say you borrow 200 pounds over 24 months

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Consumer credit

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