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I notice the attachment includes a document headed "Notice of Acting". That sounds like a bit of a stunt, there is no need to send such a notice, looks like it's intended to intimidate you into...

:hi:

Sounds like a fairly generic template letter. If all they're going to do is to recommence communication, then let's see what they communicate when they do.

It's always best not to speak to...

:hi:
You'll probably be able to use it a bit longer, it will take years for the dust to settle.

Goodwill and MKDP in the same sentence? We can't have that!

Did you pay into the account after...

It must be because they don't show up as such on the SRA law firm registry.

How odd...

Ah, yes, that's the one. It's always encouraging to see those guys making fools of themselves:

...

...who always use Howard Cohen. Weren't HC the guys who lost big time while acting for Satan's Den a few years ago? I think they were the ones!

SBd is a bit tricky to argue with overdrafts because the clock starts to run when the bank formally recalls the overdraft rather than a month or so after the last payment made into the account. This...

So the organisation that made the payment recalled the payment? That's rather odd.

You withdrew the money in good faith. You checked the balance and saw the available amount, you withdrew it....

Nationwide took back the money you had withdrawn? How? Where from?

Can you clarify? If you got money paid into the current account and withdrew that money, at which point did the account go...

No worries, Bill, I just wanted to make sure that we were on the same page regarding how the requests were made.

That could be fixed... http://smileys.newbeginningsnetwork.com/piwigo/galleries/AGGRESSION/breakup/humour26.gif :banned1:

:haha:

I thought Charity was not "officially" acting as an agent but just informally doing things for someone else, i.e., he was sending the letters as if he was Mrs x and Mrs x had signed the letter...

BillK? Where? I don't remember letting him in, he must have done like the bailiffs and climbed through an open window! :thumbsup:

:hi:

Well, if the account was not in her maiden name there's no reason to explain the change of name. You have an account as Mrs Charity, your send a SAR as Mrs Charity, where's the problem? Why...

Hi charitynjw and welcome. :welcome:


Cap One have always been among the companies asking for signatures.

I seem to be missing something here, they first argued they couldn't comply because...

:welcome:

Hello charitynjw and welcome to Legal Loopholes.

:welcome:

They're trying to be too clever, aren't they? Sending the I&E together with the statements, to see if you bite. :no:
As noted above, if they were unable to get hold of them, they're not likely to...

In addition to damages which are the normal remedy at common law, there are other remedies which can be awarded at the discretion of the court. Financial compensation is not always adequate, for...

To be awarded damages, a claimant must show:

that there was a breach of contract;
that the breach caused the loss;
that the loss was not too remote from the breach; and
that the claimant...

A breach of contract occurs when one of the parties fails to comply with one or more of the conditions of the contract. Following a breach, the injured party can take action to seek remedy for the...

Fraudulent misrepresentation. The injured party can seek the rescission of the contract (end the contract) and take action for damages. The party can recover all damages arising from the misleading...

There are three types of misrepresentation. Different remedies may be available depending on the type. The Misrepresentation Act 1967 determines the remedies available. The three types are:


...

Neither party has any obligation to disclose facts that may affect the contract unless the other party enquires. Typical examples concern the sale of property, where the buyer is responsible for...

Misrepresentation is an untrue statement made by one party to another, intended to induce the other party to enter into the contract. It can be a statement of law or, more commonly, of fact and has...

Mistakes can be:


“Non est Factum”, which means "not my deed". Applies only to written contracts where the actual contract is not the one the party thought they had signed. In general, a party...

For a contract to be valid, both parties must be certain with regards to what they are supposed to do or provide. For example, you may order a book from an online shop expecting to receive a printed...